Churches are financed differently from any other property. A lender is not reading a rent roll. It is reading your congregation: the giving history, the growth, the leadership and the plan. We work with lenders who understand ministry, so your church is underwritten by people who know how a church runs.
These are typical market terms, not a quote. Every file is priced on its own facts and each lender’s current guidelines, and we confirm the exact numbers in writing before you commit.
Send us the scenario and we will tell you honestly whether it works, and which lender is the right home for it.
Buying the next one. Which program fits, how much you put down, and how fast you can close.
Qualify on your rental property's income, not your tax returns or W-2s.
Short-term bridge financing for non-owner-occupied renovation projects.
Multifamily, mixed-use, office, retail, and industrial investment property loans.
One loan across multiple doors. Consolidate a rental portfolio into a single closing and payment.
DSCR financing structured around short-term rental income.
Twelve or twenty-four months of deposits qualify self-employed borrowers.
Replace your existing loan with better terms. No cash out, better pricing.
Pull equity out of an investment property to fund your next acquisition.
Asset-based lending when speed matters more than conventional timelines.
Acquisition financing for raw land, entitled lots, land banking, and agricultural acreage.
Build new from the dirt up. Terms for first-time investors and seasoned builders.
Apartment buildings with 5 or more units, value-add or stabilized.
Invest in U.S. property without a Social Security number or U.S. credit.