EquityNest Capital exists for one kind of borrower: the investor or business owner that conventional lending was never designed to serve.
Most mortgage shops treat investment lending as a side business. It is the only business we are in. Every program on our shelf is built for non-owner-occupied property or a business-purpose transaction, and that focus is deliberate. It is what lets us tell you in an afternoon whether an investment is financeable, and which lender is the right home for it.
Because business-purpose loans do not require a broker license in most states, we place loans in more than 30 of them under a single relationship. You are not restarting with a new broker every time you buy across a state line.
We would rather tell you an investment does not work than waste three weeks proving it. Knowing the credit box cold is the service.
Investment projects die on timelines. We move quickly, but we do not send a file to a lender before it is ready, a rushed submission that comes back declined costs you more time than doing it right.
First-time investors and portfolio operators get the same process. The questions differ; the standard does not.
We do not originate consumer mortgages or owner-occupied financing. Every loan we place is for investment, commercial, or business-purpose use. If the property is a primary residence, we will say so and point you in the right direction.
Tell us about the investment. Same-day pre-qualification on most programs.