Real Estate Investor Calculators | EquityNest Capital
Investor calculators

Run the numbers before you make the offer.

Free calculators for real estate investors. Everything runs in your browser and nothing is saved. When the numbers look right, a loan officer can tell you what a lender will really do.

Rental cash flow  ·  Bridge and hard money  ·  Construction  ·  Loan payment  ·  DSCR  ·  ARV and max offer  ·  Cash-out

Buy and hold

Rental cash flow and cap rate.

See what a rental earns after every expense and the loan payment, and what return you get on the cash you put in.

Monthly cash flow$0
Net operating income, yearly$0
Cap rate$0
Loan amount$0
Loan payment, monthly$0
Cash invested$0
Cash-on-cash return$0

Cap rate is NOI divided by price. Cash-on-cash is yearly cash flow divided by down payment plus closing costs. An estimate for planning, not a quote or a commitment to lend.

Short-term money

Bridge and hard money cost.

A short loan costs points up front and interest each month. See the real cost of the money for the time you plan to hold it.

Total cost of the money$0
Monthly interest-only payment$0
Points paid at closing$0
Interest over the hold$0
Lender fees$0
Cost as a share of the loan$0

Most bridge and fix and flip loans are interest only, paid monthly. An estimate for planning, not a quote or a commitment to lend.

Ground-up

Construction budget and loan.

Add up land, building and soft costs, see what a lender may fund against the total, and what you need to bring.

Cash you bring$0
Total project cost$0
Possible loan amount$0
Estimated interest during the build$0
Cash plus build interest$0

Interest is estimated on about half the loan drawn on average across the build. An estimate for planning, not a quote or a commitment to lend.

Any program

Loan payment.

The monthly payment on any loan amount, rate and term, amortized or interest only.

Monthly payment$0
Total paid over the term$0
Total interest$0

Principal and interest only. Taxes, insurance and HOA are extra. An estimate for planning, not a quote or a commitment to lend.