EquityNest Capital places business-purpose financing for investors in over 30 states. We look at what the property earns. Credit of 640 and up opens the most programs, and we have options below that with tighter guidelines. Your tax returns can stay exactly where they are.
If the rent covers the payment, the loan works. Purchase, rate-and-term, or cash-out.
Up to 90% of purchase and 100% of rehab, sized against the after-repair value.
Short-term capital when timing matters, plus multifamily, mixed-use, and small balance commercial.
Tell us what you are working on and pick a time that suits you. A real loan officer calls you back, not a call center.