We help investors find the best yes, because getting approved is only part of it. The financing you choose shapes what you are able to build next. We source financing across a broad network of lenders to find the structure and the terms that fit your project and your bigger vision.
A few of what has closed recently through EquityNest. Every one is a business purpose loan on investment property.



All of our programs are designed exclusively for non-owner-occupied investment properties and business-purpose transactions. We do not offer consumer mortgage loans or owner-occupied financing.
Buying the next one. Which program fits, how much you put down, and how fast you can close.
Qualify on your rental property's income, not your tax returns or W-2s.
Short-term bridge financing for non-owner-occupied renovation projects.
Multifamily, mixed-use, office, retail, and industrial investment property loans.
One loan across multiple doors. Consolidate a rental portfolio into a single closing and payment.
DSCR financing structured around short-term rental income.
Twelve or twenty-four months of deposits qualify self-employed borrowers.
Replace your existing loan with better terms. No cash out, better pricing.
Pull equity out of an investment property to fund your next acquisition.
Asset-based lending when speed matters more than conventional timelines.
Acquisition financing for raw land, entitled lots, land banking, and agricultural acreage.
Portfolio builders scaling past the conventional financed-property limit. Business owners who need the building their company operates from. First-time investors who have read every forum thread and still want a human to answer the question.
If you are buying a house to live in, we will tell you honestly that we are the wrong shop, and we will point you somewhere better. That is not modesty. It is the entire business model.
See the ProgramsEvery program qualifies you on the property's performance, your business deposits, or the asset itself. Your tax return can keep its secrets.
We do one thing. That focus means deeper expertise, better lender relationships, and faster approvals, because we are not learning your project type on your timeline.
Business-purpose loans do not require a broker license in most states, so you are not starting over with a new broker every time you cross a state line.
Tell us the property, the price, and the goal. We identify the right program in hours, not the sixth business day.
We shop your scenario across our lender network and come back with real pricing, terms, and timelines.
We manage every document, condition, and lender touchpoint so the file moves without stalling.
We coordinate with title and escrow to fund on the timeline your project actually requires.
Two conventional lenders passed on my rental because of the DSCR ratio. EquityNest understood the income model, structured it correctly, and closed in 18 days.
I own three businesses and none of them show income the way a bank wants to see it. The bank statement program let me qualify on actual cash flow and pull equity out of my commercial building in under 30 days.
We used projected short-term rental income to qualify for our Airbnb property. They knew exactly how STR DSCR works when no other broker would touch it. Three more properties since.
All programs are for business-purpose and non-owner-occupied properties only. Same-day pre-qualification available.